How it works
Its quick, discreet and reliable.
If you are looking for short term finance then we have made it as easy as possible.
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Step 1
Firstly you need to either contact us via telephone or, if you prefer, fill in the short and simple form (to the right).
Don’t worry – it is very secure and your details will NEVER be used by anyone other than Sparkle Money.
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Step 2
We send you a pre paid Royal Mail Special delivery pack, all you then have to do is return the pack with your goods inside. These will be insured whilst in transit to our secure vault. Upon receipt, our specialist team values the item(s) and we confirm the available loan amount to you. For high value items please see our courier options
We offer transit cover up to £30,000 (highest amount available in the market) so that you know your goods are protected, giving you extra peace of mind.
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Step 3
If you are happy with the loan amount and terms we transfer the funds into your account the same day
If you don’t want to go ahead we simply return the items to you.
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Step 4
Your items will be put into our secure storage facility and we look after them as if they were our own valuables.
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Step 5
When you are ready to pay off the finance you can either give us a call or log on to your online area and follow the instructions.
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Step 6
We'll return your valuables to you in the condition that they came to us.
The whole process is safe, secure and discreet.
That’s the Sparkle Money promise.
Our insurers
NMU is part of Munich Re Group one of the largest insurers in the world.

